Cost of Living in Bullard, Texas
Bullard's cost of living reflects its status as one of the most desirable small towns in the Tyler area. Housing runs higher than in the rural communities around it — a reflection of strong demand, rapid growth, and highly rated schools — but the town still offers good value compared with bigger cities, and Texas's lack of a state income tax helps every household.
Here's a realistic look at what it costs to live in Bullard.
Housing
Housing is where Bullard's popularity shows up most. As a fast-growing bedroom community for Tyler — its population jumped roughly 35 percent between 2010 and 2020 — Bullard has seen steady demand for homes, and prices tend to run higher than in the smaller rural towns nearby. New subdivisions, established neighborhoods, and acreage properties give buyers a range of options, but the combination of growth, top-rated schools, and proximity to south Tyler keeps the market competitive.
That said, buyers still get more home for their money than in many comparable suburbs, and the area's appeal — quiet streets, good schools, and quick access to the city — makes it a sought-after place to put down roots. As across Texas, property taxes are part of the equation.
Everyday Costs
Beyond housing, day-to-day expenses in Bullard track close to the East Texas norm, which generally runs at or below national averages. Groceries, services, and routine costs are reasonable, and the rural-leaning setting keeps many everyday expenses modest.
Because Bullard is small, residents do much of their major shopping, dining, and business in Tyler, just 15 minutes north — and that easy access to a full-service small city is part of the value proposition. You get small-town living and lower overhead without sacrificing access to the stores, hospitals, and services of a regional hub.
Taxes and the Bottom Line
Texas has no state income tax, a meaningful benefit for working families and retirees alike. The state leans on property and sales taxes instead, so Bullard homeowners should budget for property taxes even as they enjoy the income-tax savings.
The overall picture: Bullard costs more than the rural towns around it, but for good reasons — strong schools, rapid growth, and a prime location next to Tyler. For families who prioritize education and want a safe, growing community within easy reach of the city's jobs and amenities, the premium buys real quality of life, and the absence of a state income tax softens the overall cost.
Bullard runs well below the national average on cost of living, and housing is where you feel it most. Your dollar buys a lot more house and a lot more land here than in most parts of the country. Groceries and utilities track close to the East Texas norm — nothing shocking either way.
82
Overall Index
vs. 100 national avg
72
Housing
91
Groceries
88
Utilities
FAQ: Cost of Living in Bullard
Bullard runs more expensive than the small rural towns around it, mainly because of housing — it's a fast-growing, in-demand Tyler suburb with highly rated schools. But it still offers good value compared with bigger cities, and Texas has no state income tax. Everyday costs track close to the East Texas norm.
Bullard is one of the most sought-after bedroom communities near Tyler, with top-rated schools, rapid growth (about 35% from 2010 to 2020), and easy access to south Tyler. Strong demand keeps the housing market competitive and prices above those of the smaller rural towns nearby.
No. Texas has no state income tax, which benefits Bullard households. The state relies on property and sales taxes instead, so homeowners should plan for property taxes as part of their overall cost of living.
Yes. While Bullard costs more than nearby rural towns, families get highly rated Bullard ISD schools, a safe and growing community, and a 15-minute drive to Tyler's jobs and services — quality of life that many buyers find well worth the premium, helped by no state income tax.
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