Moving to McKinney, Texas
If you’re weighing McKinney, the short version is this: the Collin County seat that paired one of the best historic downtowns in the metro with explosive, top-schools growth. You get the shared advantages of the metro — a huge job market, no state income tax — with a local flavor of its own. Here’s what to actually expect.
Jobs and the Commute
McKinney leans on a growing corporate and medical base, plus the north-suburb job market. For work, US-75 and the Tollway into the Collin County job centers. That’s the practical calculus of living here: whether the drive to your job pencils out. The upside is that you’re plugged into the wider Dallas–Fort Worth economy no matter where you land, and with no state income tax, the paycheck stretches further than it would in most of the country.
Housing and Daily Life
Housing runs above the metro average — you’re paying a premium for the schools, the setting, and the demand. The trade-off is that you get what you pay for; the discount move is usually to look one ring out to an adjacent town that shares the appeal at a lower entry point. What sets McKinney apart is a beautifully preserved historic square. Schools are a genuine draw here, and families pay attention to that when they shop for a home. Beyond that, it’s the standard North Texas package: you’ll drive for everything, the summers are long, and spring brings the odd hailstorm.
The Honest Trade-offs
No place is a clean win. McKinney’s strengths — a real historic downtown with character, rare in the boom suburbs, top-rated schools — come with real costs: prices have climbed with the demand, and us-75 traffic at rush hour. Stack that against the metro-wide facts — high property taxes, car dependence, brutal Augusts — and decide with your eyes open. For the right household, it adds up.
The Honest Pros and Cons
What's Good
- A real historic downtown with character, rare in the boom suburbs
- Top-rated schools
- Strong, growing local job base
- No state income tax
- Access to one of the country’s deepest job markets
What's Not
- Prices have climbed with the demand
- US-75 traffic at rush hour
- Long, hot summers and near-total car dependence
- High property taxes, like all of Texas
McKinney Is a Good Fit For
- ▶ Families who want schools and some actual history
- ▶ North-suburb professionals
- ▶ People escaping higher-tax, higher-cost states
Might Not Be Your Thing If
- ▶ Bargain hunters
- ▶ Anyone who needs walkable density or cool summers
FAQ: Moving to McKinney
For the right buyer, yes. McKinney is the Collin County seat that paired one of the best historic downtowns in the metro with explosive, top-schools growth, with the metro’s shared advantages — a deep job market and no state income tax. The trade-offs are the usual Texas ones: high property taxes, car dependence, and hot summers, plus prices have climbed with the demand.
Yes, for nearly everyone. Like the rest of the Metroplex, McKinney was built around highways. A few areas have transit access, but daily life without a car is impractical.
Yes — strong schools are one of McKinney’s main draws, and they’re a major reason families pay a premium to live there.
High, like everywhere in Texas — commonly around 2% of a home’s value, escrowed into your mortgage. Texas has no state income tax and funds itself through property taxes instead, so budget for it before you buy.
East Texas guides — an easy drive from McKinney
Weekend trips, lakes, festivals and small-town food east of the metroplex.
Best Day Trips from Tyler and East Texas
Drive-time guide to day trips from Tyler: state parks, small towns, museums, and lakes within about 30 minutes, an hour, and up to three hours.
Read Guide →Best Lakes in East Texas
A fact-checked guide to 17 East Texas lakes, from Lake Fork's trophy bass and Caddo Lake to Toledo Bend, Sam Rayburn and Lake Tawakoni. Sizes, species, access and rules come from TPWD.
Read Guide →East Texas State Parks Guide
Twelve East Texas state parks from TPWD: Tyler, Caddo Lake, Atlanta, Lake Bob Sandlin, Tawakoni, Purtis Creek, Cooper, Martin Dies Jr. and more. Camping, cabins and passes.
Read Guide →East Texas Festivals and Annual Events
Season-by-season guide to East Texas festivals and events — Canton's First Monday Trade Days, the Texas Rose Festival, the Yamboree, Wonderland of Lights and more, checked against each host's own site.
Read Guide →Business Owner?
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